Sign up for your 401K at work, get yourself a Roth IRA, and make sure you’re saving at least 10% in 2019 with a goal of 15% in 2020 and 20% beyond that.
My 41 year old self is thanking my 31 year old self for saving and now I’ve technically become a millionaire. Most of my money is tied up in 401K’s and my equity in my house, but I’m there.
I would not have gotten there if I didn’t save.
I also could’ve saved a lot more. A LOT MORE.